ChatGPT Plus vs Business (2026): Individual Plan vs Team Plan

Updated 17 April 2026 | Data methodology

Quick verdict

For solo users: Plus is the right tier. Business requires 2+ users minimum. For teams: Business at $25/user adds data privacy, admin controls, and SSO for $5/user more than Plus. For most professional teams handling any client work or sensitive data, the premium is worth it.

Feature	Plus ($20/user)	Business ($25/user)
Price	$20/user/month	$25/user/month
Minimum users	1	2
Annual option	No	Yes
Data privacy	No (opt-out available)	Yes - contractual
Admin console	No	Yes
SAML SSO	No	Yes
Shared custom GPTs	No	Yes
Message caps	Standard Plus	Plus-equivalent per user
Model access	GPT-5.3, 5.4 Thinking	GPT-5.3, 5.4 Thinking
DALL-E, voice, Sora	Yes	Yes
Codex	Basic	Basic

The $5/User Premium in Practice

For a 3-person team, Business costs $75/month vs Plus at $60/month - a $15/month premium. For that premium you get: data privacy guarantee (conversations not used for model training), an admin console to manage the team's usage, SAML SSO to connect to your identity provider, and shared custom GPTs deployable to the whole team.

For any professional team handling client data, legal work, or any information that should not be used to train AI models, the data privacy guarantee alone justifies the $5/user premium. For purely personal or low-stakes use, multiple Plus subscriptions at $20/user are more economical.